Could a Higher Bank Tax Push Up Mortgage Rates?
A reported rise in the bank surcharge raises a practical question for borrowers. I explain the proposal, the possible lender responses and what small rate changes mean…
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Mark Parham
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Why a High Rental Yield Can Still Mean Low Profit
Understand why a high rental yield can hide weak buy-to-let cashflow. Includes a rent breakdown, interactive cost model and checks for advertised returns.
Read article →What Happens at the End of an Interest-Only Buy-to-Let Mortgage?
Your interest-only mortgage balance still needs repaying. Model the funding gap, monthly savings and alternatives before the final term ends.
Read article →Can I Put My Buy-to-Let on Airbnb?
Check mortgage, lease, planning and insurance permissions before switching to short lets. Test occupancy, fees and monthly profit with our calculator.
Read article →Is a Flat Above a Shop a Good Buy-to-Let Investment?
A flat above a shop can offer a lower price, but finance, noise and lease terms matter. Compare cashflow and investigate the actual commercial use.
Read article →Property Course or Mentorship: Which Do You Actually Need?
Compare property courses, group mentoring and private mentorship. Choose the right support for your knowledge, budget and next property decision.
Read article →Can I Transfer My Buy-to-Let Into a Limited Company?
Moving a rental into a limited company can trigger tax and refinancing costs. Compare the upfront bill with the expected annual benefit before deciding.
Read article →Is Rent Guarantee Insurance Worth It for a Landlord?
Compare rent protection cover, limits, claims conditions and premiums. Test your cash reserve during unpaid rent before relying on insurance receipts.
Read article →UK Property Investing for Busy Professionals: A Practical Guide
A practical UK property guide for busy professionals: organise cash, assess and delegate a purchase, then manage and review. Includes free tools and linked guides.
Read article →Buying a Flat With Major Works Planned: Who Pays the Bill?
Check Section 20 notices, reserve funds and seller agreements before buying. Model how a major-works bill changes your cash and rental income.
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