Buy-to-Let Due Diligence: Check the Rent Before You Buy
An unexpected rent discrepancy in my flat purchase shows why I check tenancy documents, income, lease terms and the numbers before completing a buy-to-let.
Read article →About Mark Parham / Articles, page 30
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Mark Parham
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How Much Money Do You Need for Financial Freedom?
I work through the monthly income needed for financial freedom, using household spending and family priorities rather than an arbitrary wealth target.
Read article →How Much Does It Cost to Furnish an HMO?
I explain my historical HMO furnishing budget, what belongs in each room and why durability, safety and replacement costs matter as much as price.
Read article →How Long Does It Take to Buy an Investment Property?
I explain the stages of buying an investment property, where delays arise and how I plan around finance, conveyancing and completion rather than a fixed date.
Read article →Property Deal Sourcer Due Diligence: Lessons from a Bad Deal
A costly property story explains why I check a sourcer, valuation, renovation budget and exit plan independently before committing to an investment.
Read article →Is Your Home an Asset or a Liability? My View
I explain the difference between your home, its mortgage and its cash flow, and why a valuable asset can still put pressure on your monthly budget.
Read article →Lease Extension Costs: What I Learned Buying a Flat
My first investment flat prompted a closer look at lease length, extension costs and valuation. Here are the questions I would take to a specialist.
Read article →Flip or Refinance? How I Choose a Property Exit
I compare selling a renovated property with refinancing and holding it, including costs, cash access, rental income and the risks behind both routes.
Read article →The 18-Year Property Cycle: Useful Theory or Buying Signal?
I explain the property-cycle idea, why I find it interesting and why a timetable alone cannot tell you whether a particular investment is worth buying.
Read article →Rugby and Kettering Buy-to-Let Case Studies: Costs and Returns
I revisit buy-to-let projects in Rugby and Kettering, explaining purchase costs, refurbishment budgets, rent assumptions and the limits of projected returns.
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