Buying a Rental With Missing Building Regulations Approval: What Next?
Buying a rental with missing building approval? Separate legal evidence, safety surveys, insurance and lender requirements before committing to the deal.
Read article →About Mark Parham / Articles, page 9
Articles by
Mark Parham
From the blog
More property articles
Is a Leasehold House a Good Buy-to-Let Purchase?
Before buying a leasehold house to rent out, check letting rights, charges, lease length and lender criteria. Calculate the effect of recurring costs.
Read article →How Long Can a Rental Property Be Empty Before Insurance Changes?
There is no universal empty-property insurance limit. Check your policy, notifications, inspections, renovation cover and the cash needed between tenants.
Read article →Can You Really Get All Your Money Out of a Property?
Test an all-money-out property strategy with valuation, refinancing costs and rental cashflow. Includes sliders and lessons from Mark’s portfolio experience.
Read article →Should I Buy a Whole Freehold Block of Flats?
Assess a whole block of flats with a vacancy stress test. Compare unit rents, shared repairs, finance, legal structure and the cash needed for disruption.
Read article →Do I Need Planning Permission to Convert a House Into an HMO?
Converting a house into an HMO in England? Check planning, Article 4, licensing and building requirements before relying on room-by-room rental income.
Read article →Can I Use a Director’s Loan to Fund My Property Company?
Understand lending personal money to your property company. Track the deposit, reserve and repayments without confusing returned capital with rental profit.
Read article →Do I Need a Separate Bank Account for Rental Income?
Keep rent, expenses, reserves and owner transfers clear. Compare individual and company ownership and see why the bank balance is not all spendable profit.
Read article →Student Let or Professional Let: How Should You Compare the Numbers?
Compare paid weeks, room rents, bills, management and finance. Test when a student let’s higher gross income becomes a stronger or weaker net return.
Read article →How Much Equity Do You Need to Refinance a Property?
Work out how valuation, loan-to-value, rental cover and fees affect cash released from a buy-to-let. Includes an interactive equity and refinance model.
Read article →