Buying a Rental on an Unadopted Road: Who Pays?
An unadopted road is not an automatic reason to reject a rental. Separate the right to use it from the obligation to maintain it, then price both.
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Should a Landlord Include Bills in the Rent?
Compare bills-inclusive and exclusive rent, test higher energy costs and check charging rules. A larger rent payment does not automatically mean more profit.
Read article →25% or 40% Deposit? Buy-to-Let Cashflow Compared
Compare two deposit sizes on the same rental property and see how borrowing costs, cash tied up and available reserves affect the result.
Read article →One Mortgage-Free Rental or Two Mortgaged Properties?
Compare one debt-free rental with two financed properties using the same starting capital, including cashflow, reserves and downside exposure.
Read article →What Rent Do You Need to Break Even on a Buy-to-Let?
Work backwards from mortgage payments, running costs and rental allowances to find the rent a property needs to cover its cash outgoings.
Read article →Buy-to-Let Maintenance Budget: Repairs Without the Guesswork
Separate routine repairs from major replacements and build a maintenance allowance around the actual property, with an interactive budget.
Read article →How to Stress-Test a Property Portfolio Before Expanding
Test a rental portfolio against higher borrowing costs, lower rent and repair bills, with separate assumptions for each property and cash reserves.
Read article →Buy-to-Let Auction Costs: Budget Beyond the Hammer Price
Build an auction purchase budget covering deposits, fees, finance, legal work and repairs. Test your maximum bid before committing.
Read article →How to Compare Refurbishment Quotes for a Rental Property
Compare scope, exclusions, VAT and payment stages before choosing a rental refurbishment quote. Includes a quote-comparison worksheet.
Read article →Rental Return on Equity: Is Your Capital Working Hard?
Calculate rental cashflow as a percentage of current equity and compare it with your original cash return, without confusing paper gains with income.
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