Buying a Flat With Doubling Ground Rent: Run the Numbers
A modest ground rent can become a much larger bill. Read the review clause, map the dates and check the lender before treating a cheap flat as…
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Buying a Flat With an Absent Freeholder: BTL Checks
A missing freeholder is not simply a way to avoid service charges. Check who insures, repairs and gives consents, and how the purchase can be registered.
Read article →Buying a Rental With Leased Solar Panels: The Checks
Leased solar panels create a roof agreement as well as an energy feature. Check ownership, income and repair access before adding any benefit to the rental figures.
Read article →How Often Does a Landlord Need a Legionella Risk Assessment?
Separate a Legionella risk assessment, review and water sampling, with a practical trigger table for ordinary domestic rentals.
Read article →Tenant Refuses a Gas Safety Check: What Should a Landlord Do?
A practical access and evidence process when a tenant will not allow the gas safety check, with clear limits on entry and an illustrative attempt log.
Read article →Buy-to-Let Mortgage Retention: Who Funds Repairs Before Completion?
A mortgage retention can require both extra completion money and a separate repair budget. Work through the cash gap before committing.
Read article →Can You Get a Buy-to-Let Mortgage on a Freehold Flat?
Check whether the flat is truly freehold or leasehold with a freehold share before you rely on a mortgage or a promising rental yield.
Read article →Buy-to-Let Product Transfer or Remortgage: Compare the Whole Cost
A lower mortgage rate can still cost more. Compare a same-lender switch with a full buy-to-let remortgage over the same period.
Read article →Can Top Slicing Cover a Buy-to-Let Rental Shortfall?
A practical guide to using personal income in a buy-to-let application, with separate rental-cover and real cash-flow calculations.
Read article →Buying a Flying Freehold to Let: Rights and Lender Checks
A room above a neighbour’s passage may create a flying freehold. The useful checks concern support, repair access, mortgage acceptance and your eventual exit.
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