Can You Get a Buy-to-Let Mortgage With a CCJ?
A satisfied judgment is different from a cancelled record. Understand the credit evidence and compare the real cost of the mortgage you can obtain.
Read article →About Mark Parham / Articles, page 3
Articles by
Mark Parham
From the blog
More property articles
Buying a Rental in a Radon Affected Area: What Next?
A radon area flag is a prompt to investigate. Separate map probability from property measurements, and plan any testing, remedial work and verification properly.
Read article →Can You Buy a Section 106 Restricted Property to Let?
A discounted property may be priced for restricted use. Read the section 106 agreement and confirm your intended letting before comparing the yield with open-market homes.
Read article →Buying a Rental With No Build-Over Agreement: What Next?
Missing build-over paperwork is not answered by a planning permission alone. Establish which pipe is involved and what the purchase needs before exchange.
Read article →Replacing Windows in a Conservation-Area Rental: What to Check
A conservation-area label does not tell you which windows can be changed. Check the property, direction, elevation and proposed specification before budgeting.
Read article →Buying a Listed Building to Let: Consent and Cost Checks
A listed rental needs a works plan that respects the building’s significance. Check existing consents and intended changes before assuming a normal refurbishment budget.
Read article →Buying a Rental With an Estate Rentcharge: Check the Deed
An estate rentcharge can matter even when the annual sum looks small. Separate the service budget from the title and enforcement mechanism before buying.
Read article →Buying a Rental With a Private Water Supply: The Checks
A private water supply can bring responsibilities that change when a home is let. Check the local authority’s classification, current evidence and funded maintenance plan.
Read article →Buying a Rental With a Shared Septic Tank: Key Checks
A shared septic system creates environmental, maintenance and title questions. Confirm the whole system and the contribution arrangement before buying to let.
Read article →Buying a Rental in a Coal Mining Area: Read the Report
A coal-mining report is evidence to interpret, not an automatic rejection or mortgage guarantee. Match the finding to the property, finance and proposed works.
Read article →