Landlord Insurance Rebuild Value: Are You Underinsured?
A property’s sale price is not its rebuild cost. I explain landlord underinsurance, average clauses and my £500,000 rebuild-cover example.
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Mark Parham
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Property Price vs Market Value: Does Buying Below Value Work?
I explain purchase price versus market value, why refinancing is not automatic, and how leverage and inflation change a property investor’s returns.
Read article →How to Build a £1 Million Property Portfolio: A Worked Example
Follow my £135,000 buy-to-let example from deposit and rental cash flow to a possible refinance, with clear costs, growth assumptions and risks.
Read article →Letting Agent Fees for Landlords: Single Lets, HMOs and Holiday Lets
I explain letting-agent fees for single lets, HMOs and serviced accommodation, including VAT, tenant-finding charges and the costs I budget for.
Read article →Why Fixed Mortgage Rates Rise When Bank Rate Stays the Same
Fixed mortgage rates can rise while Bank Rate stays unchanged. I explain swap rates, the September 2026 backdrop and the impact on landlord cash flow.
Read article →How Property Millionaires Go Bankrupt: Debt and Guarantees
Why property wealth can unravel through debt, guarantees and development delays, with lessons from my own business experience and a worked risk example.
Read article →Rightmove House Prices 2026: September Review and October Update
October asking prices rose nationally, but regional results differ. Read the latest figures and a worked mortgage example alongside the original September review.
Read article →UK Mansion Tax: The £2 Million Threshold and £1.5 Million Proposal
Understand England’s planned mansion tax from April 2028, the confirmed £2 million threshold and why a reported £1.5 million threshold is not confirmed.
Read article →How I Used Refinancing to Build a £3.5 Million Property Portfolio
How I grew my property portfolio from a £176,500 London house, recycled capital through refinancing and kept the rentals through a difficult period.
Read article →Bank of England September 2026: What It Means for Mortgages
Bank Rate stays at 3.75% as the Fed raises rates. I explain the September 2026 decision, inflation risks and what landlords should check before refinancing.
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