25% or 40% Deposit? Buy-to-Let Cashflow Compared
Compare two deposit sizes on the same rental property and see how borrowing costs, cash tied up and available reserves affect the result.
Compare two deposit sizes on the same rental property and see how borrowing costs, cash tied up and available reserves affect the result.
Compare one debt-free rental with two financed properties using the same starting capital, including cashflow, reserves and downside exposure.
Work backwards from mortgage payments, running costs and rental allowances to find the rent a property needs to cover its cash outgoings.
Separate routine repairs from major replacements and build a maintenance allowance around the actual property, with an interactive budget.
Test a rental portfolio against higher borrowing costs, lower rent and repair bills, with separate assumptions for each property and cash reserves.
Build an auction purchase budget covering deposits, fees, finance, legal work and repairs. Test your maximum bid before committing.
Compare scope, exclusions, VAT and payment stages before choosing a rental refurbishment quote. Includes a quote-comparison worksheet.
Calculate rental cashflow as a percentage of current equity and compare it with your original cash return, without confusing paper gains with income.
Learn how to compare sold properties, account for differences and build a valuation range before relying on an asking price or claimed discount.
View a rental property with a clear checklist covering condition, running costs, tenant appeal and the evidence to request before offering.