How Inflation Affects Property and Mortgage Debt
I explain inflation, fixed mortgage balances and long-term property investing, alongside the buying margins and renovation risks in my own deals.
Read article →About Mark Parham / Articles, page 28
Articles by
Mark Parham
From the blog
More property articles
Vanguard VHYL ETF: My Dividend Index Fund Approach
Mark Parham explains why VHYL appealed to him as a property investor, with a balanced look at dividend income, diversification, charges and risk.
Read article →Best Place to Invest in Property: How I Choose an Area
I explain how local knowledge, rental demand and useful relationships shape where I buy property, with examples from Didcot, Sheffield and Northamptonshire.
Read article →Investing vs Gambling: How I Tell the Difference
My distinction between investing and gambling focuses on productive assets, evidence, diversification and the risks hidden behind an exciting return.
Read article →Lifetime ISA for a First Home: Rules and My Practical Guide
I explain what to check before opening a Lifetime ISA for a first home, including the bonus, purchase rules, withdrawal charge and choice of investments.
Read article →How to Negotiate a Property Price as an Investor
My approach to negotiating property prices: understand the seller, prepare your finances and distinguish a genuine discount from an inflated asking price.
Read article →Good Debt vs Bad Debt: How I Judge Borrowing
My approach to borrowing for assets and spending, why labels alone are not enough, and the cash-flow and risk questions I ask before taking on debt.
Read article →Five Common Investing Mistakes I Try to Avoid
I explain five investing mistakes: market timing, short-term thinking, underestimated costs, excessive fees and chasing returns without understanding risk.
Read article →Cheap Buy-to-Let Houses: Testing the Cash Flow
I revisit a £95,000 buy-to-let example to explain rent, maintenance, mortgage costs and why a low purchase price alone does not make a good investment.
Read article →Cash Reserves for Property Investors: Why I Keep a Buffer
Why I hold accessible cash alongside property, how it helps with refinancing and repairs, and why money waiting for an opportunity still has a job.
Read article →