How to Buy Your First Buy-to-Let Property: The Order I’d Follow
My step-by-step approach to your first buy-to-let: budget, broker, strategy, area and buying well, with a clear plan for cash flow and capital.
Read article →About Mark Parham / Articles, page 27
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Mark Parham
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Labour’s Economic Policy: Why I’m Worried as a Property Investor
My view on Labour’s economic direction, employment costs and property-tax proposals, separating the official figures from my political judgement.
Read article →Buy-to-Let Mortgages Explained: Deposits, Rent Cover and Costs
Understand buy-to-let deposits, rental stress tests, loan-to-value and total mortgage costs, plus the beginner mistakes I would avoid.
Read article →A £1 Million Property Portfolio on Minimum Wage? Testing My Plan
I test a minimum-wage property plan using extra work, lodgers, savings and refinancing, with the assumptions and limitations made clear.
Read article →Buying Property Below Market Value: How I Judge a Good Deal
How I judge a property deal using sold comparables, discounts, cash flow and a realistic route to recovering my investment without selling.
Read article →Record House Prices in 2025: Was It Too Late to Invest?
My March 2025 perspective on record house prices, leverage and mortgage costs, including how lodgers helped me buy my first home in 2010.
Read article →UK Recession Risk in 2025: Why I Was Preparing My Property Portfolio
My January 2025 view on weak spending, jobs and borrowing costs, and how I was preparing my property portfolio for a tougher economy.
Read article →Property Refurbishment Mistakes: How Good-Looking Projects Lose Money
I share refurbishment and HMO mistakes from my experience and investor conversations, with lessons on budgets, valuations and buying well.
Read article →Should You Invest in London Property? My Case for Looking Elsewhere
My December 2024 view on London buy-to-let: rental yields, affordability, mortgage costs and why I preferred some cheaper regional markets.
Read article →Leverage in Property Investing: Returns and Risks
How a mortgage changes your property returns, cash flow and exposure to falling prices, using my simple £100,000 house and £25,000 deposit example.
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