My UK House Price Predictions for 2026 and 2027
My July 2026 view on house prices: mortgage rates, tax proposals, regional affordability and why individual deals matter more than forecasts.
June 2026 House Prices: Why One Rise Wasn’t a Recovery
June house prices rose 0.2%, but the quarterly trend and regional split told a different story. Here is how I read the Lloyds index as an investor.
How to Buy Your First Buy-to-Let Property: The Order I’d Follow
My step-by-step approach to your first buy-to-let: budget, broker, strategy, area and buying well, with a clear plan for cash flow and capital.
Labour’s Economic Policy: Why I’m Worried as a Property Investor
My view on Labour’s economic direction, employment costs and property-tax proposals, separating the official figures from my political judgement.
Buy-to-Let Mortgages Explained: Deposits, Rent Cover and Costs
Understand buy-to-let deposits, rental stress tests, loan-to-value and total mortgage costs, plus the beginner mistakes I would avoid.
A £1 Million Property Portfolio on Minimum Wage? Testing My Plan
I test a minimum-wage property plan using extra work, lodgers, savings and refinancing, with the assumptions and limitations made clear.
Buying Property Below Market Value: How I Judge a Good Deal
How I judge a property deal using sold comparables, discounts, cash flow and a realistic route to recovering my investment without selling.
Record House Prices in 2025: Was It Too Late to Invest?
My March 2025 perspective on record house prices, leverage and mortgage costs, including how lodgers helped me buy my first home in 2010.
UK Recession Risk in 2025: Why I Was Preparing My Property Portfolio
My January 2025 view on weak spending, jobs and borrowing costs, and how I was preparing my property portfolio for a tougher economy.
Property Refurbishment Mistakes: How Good-Looking Projects Lose Money
I share refurbishment and HMO mistakes from my experience and investor conversations, with lessons on budgets, valuations and buying well.