THE BTL REALITY TOOLKIT
Free property
& wealth tools.
Better decisions start with clearer numbers. Explore your wealth, pressure-test a property and build a plan for what comes next.
01 / BUILD YOUR WEALTH
Know your position. Plan what comes next.
Net Worth & Wealth Predictor
Bring property, cash, investments, pension and debts into one picture. Explore two paths to future wealth.
Open calculatorCompound Interest Calculator
See what regular contributions and time could build. Compare returns, inflation and savings targets.
Open calculatorFinancial Freedom Calculator
Put a capital target behind the income you want. Explore pension timing and contribution scenarios.
Open calculator02 / BUILD YOUR PROPERTY PORTFOLIO
Follow the money from the first deal onwards.
Property Portfolio Growth
Model every purchase, refinance, mortgage and pound of rental cashflow across a growing portfolio.
Open calculatorBuy-to-Let Deal Analyser
Understand cash required, yield, cashflow, equity, stress tests and a possible route to recovering capital.
Open calculatorProperty Refinance Calculator
Estimate usable equity after fees and rent coverage, alongside the extra borrowing cost.
Open calculatorRental Yield & Cashflow
A fast rental check while browsing listings. Go deeper by carrying the figures into the Deal Analyser.
Open calculator03 / MAKE BETTER PROPERTY DECISIONS
See the costs and trade-offs clearly.
Rent vs Buy Calculator
Compare buying with renting and investing using equal starting money and monthly resources.
Open calculatorLandlord Stamp Duty
Estimate purchase tax in all four UK jurisdictions. See the applicable bands and buyer-type assumptions.
Open calculatorMortgage & Rate Stress
Compare repayment and interest-only payments across interest rates. Add rent to see the cashflow effect.
Open calculatorValue before a form.
Every tool gives you the result on the page. Contact details are only needed if you choose a full personalised report.
The assumptions stay visible.
Change the starting figures, costs and growth assumptions. Projections show possibilities, not guarantees.
Your next step, connected.
Move from a quick check to a deeper plan. Where the tools connect, you can choose to carry your scenario across.
FROM THE NUMBERS TO YOUR NEXT MOVE
A clearer picture.
A more practical plan.
Explore the education, personal planning and community inside Starter Club as you work towards your first or next property.
Free educational calculators. Results depend on your inputs and assumptions. No tool provides a valuation, lending decision or personalised investment advice. Read our disclaimer.